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Are you interested in buying a home but do not have the credit to get a loan direct from a bank? We specialize in creative financing for people that want to buy a home with bad credit. I know that it can be frustrating. We just started advertising in Wisconsin this year, and have been helping people buy homes in MN for several years. If you have some cash available to put down on a house, we can find a solution for you.

I am a licensed real estate agent/real estate investor with lots of experience helping people that want to buy a home, but may not know of some of the ways to get into a house without the conventional way of getting a loan through a bank. We work with investors that will help you buy a home with little money down (or a lot down). We have investors that will buy a house for you, and then you make make a down payment and monthly payments for a period of time. You then have the legal right to buy that home direct from the investor when your credit gets better and qualify for your own loan. We also have a great referral for credit repair, and work with some great lenders too.

Most realtors do not know how to do these kinds of real estate transactions because it takes time and hard work, but we help people every day with finding the home of their dreams.

Here are a couple of the minimum qualifications:
1. The property must be $150k or more. (Some cheaper homes can be bought, but will require more down payment)
2. You must have substantial down payment funds available.
3. Must be in urban areas, or suburbs. Rural properties may work, and will be looked at on a case-by-case basis.

For more information, please take a look at my website:

Send me an email and let me know a little bit about your situation and what you are looking to do. I can help. My name is Steve Ersfeld and I work with National Realty Guild. I am also a licensed Realtor in the state of MN, so I can help over the river too. Please send me an email with your phone number and email address, and I will respond as soon as possible, you can also call me at: show contact info .

If your property is now listed with a REALTOR or Broker, please disregard this offer, as it is not our intention to solicit the offerings of other REALTORS or Brokers.
  • it's ok to contact this poster with services or other commercial interests

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